When you reach state pension age you are given the option to postpone the payment of your pension.
We are seeing the largest inter-generational wealth transfer in history – an increase of 66% in the United Kingdom over the next 10 years to £115 billion in 2027, according to the Centre for Economics and Business Research.
Investing for good is a fast growing trend – and one worth exploring for any professional or private investor. Many savers feel passionate about protecting the environment – in particular, reducing the amount of plastic waste.
Diversification used to be easy. Investors just had to mix equities and bonds. Not so today, as the influence of passive funds and monetary policy weighs on markets.
Find out how pension scams work, how to avoid them and what to do if you suspect a scam.
As life expectancy in the UK continues to rise, financial planning is becoming increasingly important. If you are thinking of saving for retirement, then you might consider a pension to be the best way to ensure you have enough to live on when you are older.
One of the largest shake-ups in the history of UK pensions, automatic enrolment (auto-enrolment) was introduced in 2012 to provide wider access to pension savings. A changing demographic backdrop means that, although people in the UK are living longer, they are not saving enough to finance their increasingly long retirements.
In the complex world of investment, timing appears to be crucial. However – unless you are gifted with foresight – you cannot predict what the stock market will do. This presents a problem for investors: not only to decide when to invest but also when eventually to pull their money out of the market.
No parent will need reminding that children are expensive. Of course, there are the day-to-day running costs of clothes, shoes – not to mention large mobile phone bills – but there are also some potential surprises. An increasing proportion of first-time buyers are drawing on parental support to buy their home.
Many people think that financial advice is required only by the very rich. However, everyone can benefit from it. Not only can it help you protect and build your assets, it can also assist you in making the most of your investments and securing the long-term future of you and your family.
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