In the complex world of investment, timing appears to be crucial. However – unless you are gifted with foresight – you cannot predict what the stock market will do. This presents a problem for investors: not only to decide when to invest but also when eventually to pull their money out of the market.
No parent will need reminding that children are expensive. Of course, there are the day-to-day running costs of clothes, shoes – not to mention large mobile phone bills – but there are also some potential surprises. An increasing proportion of first-time buyers are drawing on parental support to buy their home.
Many people think that financial advice is required only by the very rich. However, everyone can benefit from it. Not only can it help you protect and build your assets, it can also assist you in making the most of your investments and securing the long-term future of you and your family.
Inheritance tax (IHT) was traditionally regarded as a tax only for the very wealthy. However, with a threshold of £325,000 (£650,000 for married couples and civil partners) that will remain frozen until 2021…
Whenever you start thinking about retirement planning, it is worth beginning by working out how much income you think you are going to need.
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