Independent Financial Advisors & Wealth Management Services

Call Us On: 0115 958 4115

Log in

Independent Financial Advisors & Wealth Management Services

Call Us On: 0115 958 4115

Log into your servicesLearn More

A Quick Introduction

Sterling was established in August 2000 and while we have grown substantially since, we have aimed to retain the feel of a smaller company, with a personalised one to one approach. We offer a wide range of financial services but typically provide ongoing support to families with investable assets above £500,000.

Our priority is to help you make the most of your wealth through sensible investment and tax planning recommendations, all based on your individual circumstances and objectives.

We fully appreciate that replacing your existing advice team or engaging an adviser for the first time is not an easy decision. We aim to make the process as straightforward as possible. In the first instance, please feel free to call for an informal conversation. We can explain our approach and how we can help you without obligation.

Contact Us Today

All change for fixed income

With yield rising and prices tumbling, is this the moment the ‘lower for longer’ trade finally comes to an end?

President Biden takes office

Politics and economics were intertwined in the US during January as President Joe Biden took office.

Stock markets: a year since the crash

Even though markets have recovered since the crash in February 2020, they have held plenty of surprises for investors.

New enthusiasm for emerging markets

Investors have been showing renewed interest in emerging markets. Is this the right way to play the reflation trade?

Dividends set to pick up in Q2 2021

Global dividends are calculated to have fallen during 2020 at a headline rate of 15.7% in a best-case scenario and by 18.5% in a worst-case scenario…

Europe welcomes post-Brexit trade deal

European equity markets generally welcomed the news that the UK and EU had finally managed to thrash out a post-Brexit trade deal …

Shares Advance on Vaccine Optimism

After a tumultuous year in which the coronavirus pandemic gripped the world, many major stock markets ended 2020 in positive territory

Deal or no deal, the UK’s unpopularity could continue

The UK appears to be careering towards a no-deal Brexit.

Extraordinary Measures

The Covid-19 pandemic is set to deal a lasting blow to the UK economy and labour market…

Vaccine Fever

The prospect of a vaccine has ignited stock markets, but will it really be the panacea that investors expect?

All change for fixed income

With yield rising and prices tumbling, is this the moment the ‘lower for longer’ trade finally comes to an end?

President Biden takes office

Politics and economics were intertwined in the US during January as President Joe Biden took office.

Stock markets: a year since the crash

Even though markets have recovered since the crash in February 2020, they have held plenty of surprises for investors.

New enthusiasm for emerging markets

Investors have been showing renewed interest in emerging markets. Is this the right way to play the reflation trade?

Dividends set to pick up in Q2 2021

Global dividends are calculated to have fallen during 2020 at a headline rate of 15.7% in a best-case scenario and by 18.5% in a worst-case scenario…

Europe welcomes post-Brexit trade deal

European equity markets generally welcomed the news that the UK and EU had finally managed to thrash out a post-Brexit trade deal …

Shares Advance on Vaccine Optimism

After a tumultuous year in which the coronavirus pandemic gripped the world, many major stock markets ended 2020 in positive territory

Deal or no deal, the UK’s unpopularity could continue

The UK appears to be careering towards a no-deal Brexit.

Extraordinary Measures

The Covid-19 pandemic is set to deal a lasting blow to the UK economy and labour market…

Vaccine Fever

The prospect of a vaccine has ignited stock markets, but will it really be the panacea that investors expect?

Investments

We are clear from the outset that no one can predict the future and investors should never attempt to second guess the direction of an investment market. For those clients suited to investments with risk, we can apply our process which provides common sense guidance and direction reflecting your individual circumstances and objectives. We will work with you, as we do for hundreds of clients already, to gauge and determine the most suitable course of action.

Read More

Retirement Planning

Helping you prepare for retirement is an important aspect of our service. We are here to assist with reviewing and increasing your provision. We want to ensure you have a good understanding of your wealth and what it can achieve. For those very close to retirement the various options can be misleading. A popular choice is Flexi Access Drawdown, taking advantage of the pension freedom legislation introduced in 2015. We can help determine whether this is a sensible decision for you after considering your overall circumstances. We will always recommend a strategy that reflects your financial position and individual needs.

Read More

Tax Planning and Mitigation

Each year you are provided with a number of tax allowances, which when combined can produce a particularly tax efficient method of managing your wealth. If an Investment Platform is suitable for you, money can be transferred between accounts allowing you to maximise your individual savings account (ISA) allowances and take advantage of capital gains tax allowances. You can defer and mitigate income tax on investment proceeds using offshore arrangements and adopt a variety of strategies to reduce inheritance tax. It will always be our aim to deliver our services in the most tax efficient way possible and we will constantly update our guidance to you based on the ever changing tax climate.

Read More

About Us

Established in 2000, Sterling Financial Services is an independent financial advisory firm. Based in Nottingham, we provide a national service in all areas of financial planning. We offer a wide range of financial services including wealth planning and financial planning. An acute attention to detail along with actionable and practical advice puts you in complete control of your finances.

Read More

Calculators

This section contains a selection of useful calculators. Here you will find handy tools to calculate mortgage payments, savings figures and interest rates.

Read More

Defined Benefit Pension Transfers

We are pleased to provide advice to those thinking about transferring their defined benefit pension benefits. However, before we are engaged individuals need to be aware that transferring secure retirement provision to an arrangement that is investment based is rarely advisable.

Read More

Privacy Statement

Sterling Financial Services Privacy Statement.

Read More

Warning

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

If you wish to register a complaint, please write to us or telephone 0345 4080 707.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

Service Standards

Sterling Financial Service Standards.

Read More

Get In Touch:

Sterling Financial Services Limited - Contact Form Submission